Real Estate Information

As Memorial Day weekend approaches, Omaha is set to honor the memory of the fallen with a series of events that also celebrate community and the beginning of summer. Here is a detailed schedule of the events taking place from May 24 through May 27, 2024, in Omaha:

Friday, May 24

Omaha Storm Chasers STEM Night and Fireworks: The weekend will kick off with a baseball game at Werner Park at 6:35 p.m., followed by a fireworks display to light up the night sky.

Saturday, May 25

Patriotic Parade: Starting at 10 a.m., the streets of the Old Market will be filled with the spirit of patriotism as the parade winds its way along Jackson and Howard streets.

Festival of Trains In The Park: From 10 a.m. to 6 p.m., River’s Edge will host train rides and model train displays, offering a fun-filled day for families and train aficionados alike.

Fontenelle Forest’s Critter Adventures: Between 11 a.m. and 2 p.m., children aged 9 to 12 can meet education animals and participate in hands-on activities at Fontenelle Forest.

Family Wild Edible Walk: Hitchcock Nature Center invites families to learn about wild edibles from 2 to 4 p.m. A small registration fee applies.

Take Meowt to the Ballgame: The Omaha Storm Chasers host another game at Werner Park at 6:05 p.m., this time with a feline twist.

Touch of Grey Concert: At 7 p.m., Stinson Park in Aksarben Village will come alive with the sounds of Touch of Grey.

Sunday, May 26

Habitat Hike at Neale Woods: Join a Fontenelle Forest naturalist for a hike from 2 to 4 p.m. to explore the local habitats and wildlife.

Family Funday at Werner Park: The Omaha Storm Chasers offer an afternoon of family fun starting at 2:05 p.m., featuring balloon artists, face painters, and Wildlife Encounters.

Monday, May 27

Memorial Day Observance at Prospect Hill Cemetery: At 10:45 a.m., the community will gather to pay respects to the fallen heroes, with speeches and a ceremony to commemorate their sacrifices.

Memorial Day Remembrance Ceremony at Forest Lawn Cemetery: Another opportunity for remembrance takes place at Forest Lawn Cemetery, with a ceremony dedicated to those who served.

Let us all take a moment this Memorial Day to remember those who have given their lives for our freedom, and to enjoy the sense of community and the beginning of summer in Omaha.

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With an array of attractions that cater to every interest and age group, Omaha stands out as a beacon of fun, learning, and adventure. Let's embark on an extended journey through the city's family-friendly offerings.

The Heartland of America Park is a serene escape in the city's core, offering picturesque views, a stunning fountain, and boat rides that glide across the peaceful waters. It's a place where families can enjoy the beauty of nature while picnicking or simply relaxing under the shade of a tree.

The Omaha Children's Museum is a wonderland for curious minds. With exhibits like the Super Gravitron, a ball machine that teaches physics in the most playful way, and the Tinker Lab, where creativity and engineering collide, this museum is a hub of inspiration for the next generation of innovators.

The Durham Museum, housed in the beautifully restored Union Station, offers a glimpse into the past with its rich displays of history and culture. From the authentic train cars to the interactive exhibits, it's a place where history comes alive, and every family member becomes a time traveler.

The Joslyn Art Museum, with its impressive collection of art ranging from antiquity to the present, offers a feast for the eyes and the soul. The museum's Art Works space is a hands-on gallery where children can explore their artistic side, creating a bridge between art appreciation and artistic creation.

The Omaha Zoo and Aquarium, a world-class facility, invites families to explore the wonders of the animal kingdom. From the Desert Dome, the world's largest indoor desert, to the Lied Jungle, America's largest indoor rainforest, the zoo offers an immersive experience that educates and entertains.

The Strategic Air Command & Aerospace Museum captures the imagination with its impressive display of aircraft and space artifacts. It's a place where history meets the future, and families can learn about the role of aerospace defense in America's past and present.

The Bob Kerrey Pedestrian Bridge, affectionately known as "Bob," provides a unique walking experience as it stretches over the Missouri River. It's a spot where families can take in the views, snap memorable photos, and even stand in two states at once!

The Old Market area is a bustling neighborhood filled with cobblestone streets, unique shops, and restaurants that offer a taste of local flavor. It's a perfect spot for families to explore, dine, and find that perfect souvenir to commemorate their Omaha adventure.

The Gene Leahy Mall, currently undergoing a transformation, is set to become an even more inviting space for families. With plans for a performance pavilion, sculpture garden, and playgrounds, it's poised to be a central hub for outdoor fun and cultural events.

The Kountze Planetarium at the University of Nebraska Omaha provides a stellar experience as families gaze at the stars and learn about the cosmos. It's a place where the mysteries of the universe are within reach, sparking curiosity and wonder.

Omaha's family-friendly attractions are just the beginning. The city's calendar is full of festivals, concerts, and events that bring the community together. 

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When applying for a home loan in Omaha, it's crucial to know which types of income lenders will consider in the qualification process. While lenders are generally inclusive of various income sources, there are specific types that they may exclude. Here's a look at the income types that are typically not factored into mortgage qualification.

1. Temporary or Irregular Income

Income that is not consistent or guaranteed to continue for at least two years is often not considered by lenders. This can include temporary work, contract positions that do not have a long-term commitment, or any sporadic income that cannot be verified as stable and ongoing.

2. Certain Types of Self-Employed Income

For self-employed individuals, income verification can be more stringent. If the income has not been reported on tax returns or lacks a two-year history, lenders may be hesitant to include it in the qualification calculations.

3. Unverifiable Cash Income

Cash income that isn't reported on tax returns or lacks documentation is typically excluded. Lenders need to verify income through tax documents, bank statements, and other financial records. Without this, cash income is not considered reliable.

4. Income from New Employment

If you've recently changed jobs or started a new career, there may be a probationary period before your income is considered stable enough to qualify. Lenders usually require a history of at least two years in the same job or field.

5. Rental Income from Investment Properties

While rental income can be included, there are restrictions. For instance, if the property was recently acquired or the rental history is too short, lenders may not consider this income. Additionally, expenses related to the property may reduce the net income considered for loan qualification.

6. Child Support and Alimony

These income sources may be included if they are expected to continue for at least three years. However, if the payments are due to end sooner, they will not be factored into the qualification process.

7. Income from Annuities or Trust Funds

Unless there is a long-term guarantee, income from annuities or trust funds may be excluded. Lenders look for income that is stable and expected to continue for the foreseeable future.

8. Foreign Income

Income earned outside of the country can be challenging to verify and may not meet the lender's criteria for stability and reliability.

9. Gambling Winnings
While it may be substantial, gambling income is considered too unpredictable and is generally not included in mortgage qualification.

10. Certain Types of Investment Income

Short-term investment income, such as capital gains from assets held for less than a year, may not be considered stable enough for mortgage qualification purposes.

It's important to consult with a mortgage professional to understand the specific requirements of lenders and how your income will be evaluated. Each lender may have different criteria, and staying informed will help you navigate the home loan application process with confidence.

Remember, while some income may not qualify you for a home loan, lenders are looking for stability and reliability in your income streams to ensure you can maintain your mortgage payments over time.

*Disclaimer: This information is for educational purposes only. Always consult with a licensed home loan professional for specific advice tailored to your unique circumstances.*

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Spring is a season of renewal and rejuvenation, and what better way to embrace this spirit than by embarking on home renovation projects that not only enhance the beauty and functionality of your Omaha home but also add value to it? As the frost of winter melts away, it's the perfect time to plan and execute renovations that will transform your living space. Here are some spring renovation projects to consider for your Omaha home:

1. Kitchen Upgrades

The kitchen is often considered the heart of the home, and updating this space can have a significant impact on your home's value and appeal. Consider installing stainless steel appliances, which are not only sleek and modern but also durable and easy to clean. Homes in Omaha with updated kitchens, including stainless steel appliances, have been known to fetch a higher median list price.

2. Bathroom Refresh

A bathroom remodel can range from simple cosmetic updates to a complete overhaul. Replacing fixtures, adding new tiles, or even installing a new vanity can give your bathroom a fresh look. For a more extensive project, consider reconfiguring the layout to improve functionality.

3. Outdoor Living Enhancements

As the weather warms up, outdoor spaces become an extension of your home. Adding or expanding a patio can provide additional space for entertaining and relaxation. Incorporating features like built-in grills or fire pits can also make your outdoor area more inviting and increase your property's desirability.

4. Energy-Efficient Windows

Replacing old windows with energy-efficient ones can improve your home's insulation, leading to lower energy bills and increased comfort. This upgrade not only contributes to your home's energy efficiency but also to its curb appeal.

5. Smart Home Technology

Integrating smart home technology, such as thermostats, lighting, and security systems, can increase your home's functionality and appeal to tech-savvy buyers. These systems offer convenience and can often be controlled remotely, making your home more modern and connected.

6. Basement Finishing

If you have an unfinished basement, spring is a great time to turn it into a functional living space. Whether you want an extra bedroom, a home office, or a recreational area, a finished basement can add significant square footage to your home's usable space.

7. Roof and Gutter Maintenance

Winter can be harsh on your home's exterior. Inspecting and repairing your roof and gutters can prevent water damage and improve the longevity of your home. While not as glamorous as other renovations, these maintenance tasks are crucial for protecting your investment.

8. Landscaping Makeover

First impressions matter, and landscaping is one of the first things people notice about your home. Spring is the ideal time to plant new flowers, shrubs, and trees, or to redesign your garden layout. A well-maintained landscape can enhance your home's aesthetic and increase its market value.

Before embarking on any renovation project, it's essential to consider the return on investment and how the changes will align with your lifestyle and the character of your neighborhood. By thoughtfully planning and executing these spring renovation projects, you can enjoy a refreshed living space and potentially increase your Omaha home's market value. Embrace the season of renewal by making your home the best it can be. 

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Omaha, Nebraska, is a city with a rich tapestry of history, woven through its streets, buildings, and monuments. It's a place where every corner tells a story, every landmark holds memories of the past, and every visit becomes a lesson in American heritage. Let's look at Omaha's historical sites and delve deeper into the narratives that make each location unique and significant.

Joslyn Castle, with its Scottish Baronial architecture, is not just a building; it's a cultural artifact representing the Gilded Age's prosperity. Commissioned by George and Sarah Joslyn in 1903, the castle is an emblem of the wealth generated by Omaha's burgeoning printing industry at the turn of the century. The castle's interior is a marvel, with a rare combination of art, antiques, and modern comforts of the time. It's a place where one can almost hear the echoes of high society gatherings and feel the presence of Omaha's early influencers.

The General Crook House Museum, once the residence of General George Crook, stands as a tribute to military history and architectural preservation. General Crook played a pivotal role in the Indian Wars and was known for his fair treatment of Native Americans. The museum not only showcases the general's personal effects and military memorabilia but also serves as a venue for understanding the complexities of post-Civil War America.

The Hot Shops Art Center is a vibrant hub of creativity housed in a former mattress factory. This center is home to over 80 artists working in various mediums, from glassblowing to pottery to painting. The Hot Shops is more than an art center; it's a living museum where visitors can witness the transformation of raw materials into beautiful works of art, all within the walls of a building that has stood the test of time.

The Old Market is Omaha's historic heart, where the past and present merge seamlessly. This neighborhood was once the center of commerce, where goods were traded, and fortunes were made. Today, it's a bustling district where history is celebrated daily through its preserved architecture, local businesses, and the vibrant community that frequents its streets.

St. Cecilia's Cathedral, an example of Spanish Renaissance architecture, is not only a place of worship but also a beacon of Omaha's religious and cultural diversity. The cathedral's stunning stained glass windows and intricate stone carvings are a testament to the craftsmanship and artistic vision of the early 20th century.

Father Flanagan's Historic House, the original home of Boys Town's founder, tells the story of one man's mission to change the lives of at-risk youth. The house is a symbol of compassion and innovation in social care, reflecting the progressive spirit that characterizes much of Omaha's history.

Omaha's historic sites are more than attractions; they are the chapters of a story that continues to unfold. So, whether you're a history enthusiast, a curious traveler, or a proud resident, take the time to discover the historical treasures of Omaha. It's a journey that promises to enrich your understanding of this remarkable city and its place in the American saga.

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Maintaining a comfortable living environment at home is essential, and the heating, ventilation, and air conditioning (HVAC) system is at the heart of this comfort. However, when it comes to dealing with home HVAC companies in Omaha, homeowners are often faced with a complex set of pros and cons that can impact their decision-making process. This blog will delve deeper into these aspects, providing a more detailed exploration to assist homeowners in making well-informed decisions regarding their HVAC needs.

Extensive Expertise and Specialized Knowledge

The intricate nature of HVAC systems requires a level of expertise that only certified professionals can provide. These technicians undergo rigorous training and are well-versed in the latest HVAC technologies and methodologies. Their specialized knowledge is not just about fixing immediate problems but also about foreseeing potential issues and offering preemptive solutions, thus ensuring the longevity and efficiency of your system.

Commitment to Quality and Reliability

A hallmark of a reputable Omaha HVAC company is its commitment to quality. This is often demonstrated through the warranties and guarantees they offer, which serve as a testament to their confidence in the services provided. These warranties protect homeowners from additional expenses that may arise from unforeseen malfunctions or defects, ensuring that any investment in HVAC services is safeguarded.

Personalized Service and Tailored Solutions

Every home has its unique characteristics, and a one-size-fits-all approach does not apply to HVAC systems. Professional HVAC companies excel in providing customized solutions that consider various factors such as the home's layout, the local climate, and the homeowner's specific preferences and budget. This personalized service ensures that the HVAC system installed or serviced is optimally configured for the home's requirements.

Understanding the Financial Aspect

The cost of professional HVAC services can be a significant factor for many homeowners. It's important to understand that while the initial outlay may be higher than other options, the long-term savings through efficient operation, reduced repair costs, and energy savings can be substantial. Homeowners should consider these long-term financial benefits when evaluating the costs of professional HVAC services.

Availability and Scheduling Challenges

Timing is crucial when it comes to HVAC maintenance and repairs, especially during extreme weather conditions when the demand for services spikes. Homeowners may experience challenges in scheduling timely appointments. To mitigate this, it is advisable to plan routine maintenance during off-peak times and establish a relationship with a trusted HVAC company that prioritizes existing customers.

Proactive Maintenance Planning

Regular maintenance is key to the optimal performance of your HVAC system. By planning ahead and scheduling routine checks, you can avoid the last-minute rush and ensure that your system is always running at peak efficiency. This proactive approach can also help identify potential issues before they escalate into costly repairs.

Thorough Research and Due Diligence

Selecting the right HVAC company in Omaha is a decision that should not be taken lightly. Take the time to conduct thorough research, read reviews, and seek recommendations. Ensure that the company you choose has the proper certifications, licenses, and insurance to provide HVAC services. This due diligence will pay off by ensuring that you receive reliable and high-quality services.

Educate Yourself on HVAC System Care

While certain aspects of HVAC maintenance should be left to professionals, there are many routine tasks that homeowners can undertake to contribute to the system's upkeep. Familiarize yourself with the basic maintenance tasks such as filter replacement and system cleaning. This knowledge not only helps in maintaining your system but also empowers you to make informed decisions when discussing options with your HVAC provider.

In conclusion, the decision to engage with a home HVAC company is multifaceted and requires careful consideration of both the advantages and the potential challenges. By taking a detailed look at these factors and preparing accordingly, Omaha homeowners can ensure that their HVAC systems are well-maintained, efficient, and reliable, providing comfort and peace of mind for years to come. 

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Embarking on the journey of homeownership in Omaha is an exciting venture, filled with aspirations and also, understandably, a fair share of complexities. Among the myriad of paperwork and financial considerations, one document stands out for its critical role in the home-buying process: the Home Loan Estimate. This document is a beacon of clarity for prospective homeowners, illuminating the path ahead with vital information about the proposed mortgage.

The Home Loan Estimate is a standardized form, a product of the Consumer Financial Protection Bureau's (CFPB) efforts to make mortgage terms and costs transparent and comparable across different lenders. It is a three-page document that succinctly outlines the key aspects of a mortgage offer, allowing borrowers to understand and evaluate the terms and costs associated with their potential home loan.

Let's delve deeper into the components of the Loan Estimate and why they matter:

1. Loan Terms: This section is the cornerstone of the Loan Estimate, detailing the loan amount, interest rate, and monthly payments. It indicates whether the loan is a fixed-rate or adjustable-rate mortgage and informs the borrower of any prepayment penalties or potential balloon payments. Understanding these terms is crucial as they determine the long-term financial commitment of the borrower.

2. Projected Payments: Here, the estimate provides a forecast of how the monthly payments may evolve over the life of the loan. It includes projections for principal and interest, as well as estimated escrow payments for property taxes and homeowner's insurance. This section helps borrowers anticipate changes in their payments and plan their finances accordingly.

3. Costs at Closing: This part of the document breaks down the closing costs associated with the mortgage. It includes lender fees, title fees, and prepaid expenses such as homeowners insurance or property taxes. These costs can significantly impact the initial outlay required at closing, making this section a critical part of the borrower's financial planning.

The Loan Estimate serves not only as a summary of the mortgage offer but also as a comparative tool. By obtaining Loan Estimates from multiple lenders, Omaha borrowers can compare the costs and terms side-by-side, empowering them to make an informed choice and potentially negotiate better terms.

It is important for borrowers to receive their Loan Estimate promptly. The CFPB mandates that lenders must provide this document within three business days of receiving a mortgage application. If there are significant changes to the loan terms during the process, the lender is obligated to issue a revised Loan Estimate, ensuring that borrowers are always informed of the most current terms.

As the home-buying process progresses, the Loan Estimate becomes a precursor to another critical document: the Closing Disclosure. This document finalizes the terms of the mortgage, and borrowers should meticulously compare it with their Loan Estimate to confirm that the terms have not changed unfavorably.

In essence, the Loan Estimate is a powerful tool in the hands of the borrower. It encapsulates the financial details of a mortgage offer, providing transparency and facilitating informed decision-making. It is a testament to the importance of understanding the financial implications of a mortgage and the empowerment of borrowers through information.

In conclusion, the Loan Estimate is more than just a document; it is a roadmap for prospective Omaha homeowners, guiding them through the financial landscape of purchasing a home. It ensures that borrowers are equipped with the knowledge to secure a fair and suitable mortgage, laying the groundwork for a successful and fulfilling homeownership experience. Whether you are a first-time homebuyer or a seasoned investor, the Loan Estimate is an indispensable part of your home-buying toolkit.

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Omaha, Nebraska, a hidden gem in the heartland of America, is home to an array of stunning parks that offer a diverse range of activities and experiences for all ages. From serene gardens to bustling playgrounds, Omaha's parks are a testament to the city's commitment to outdoor spaces and community well-being.

Lauritzen Gardens, Omaha's premier botanical center, is a paradise for plant lovers and those seeking a peaceful escape. With over 100 acres of lush landscapes and thematic gardens, visitors can immerse themselves in the beauty of nature. The garden's seasonal displays, like the springtime tulip extravaganza and the festive holiday poinsettia show, are not to be missed.

Lewis and Clark Landing, situated along the banks of the Missouri River, offers a historical perspective combined with modern amenities. This park is a hub for cultural events, concerts, and festivals. The riverfront trails provide an excellent opportunity for jogging, biking, or a leisurely walk with stunning views of the Bob Kerrey Pedestrian Bridge.

For a unique blend of art and history, the Spirit of Nebraska's Wilderness and Pioneer Courage Park captivates visitors with its life-sized bronze sculptures depicting the pioneer journey. This park is a visual storytelling experience that honors the courage and determination of early settlers.

Gene Leahy Mall, currently undergoing a major transformation, is set to become an urban oasis with a performance pavilion, sculpture garden, and a dog park. It's a favorite among locals for its central location and family-friendly atmosphere.

Train enthusiasts will find a haven at Kenefick Park, where the largest steam locomotive ever built, Big Boy, is on display alongside the Centennial, one of the most powerful diesel-electric locomotives. The park's elevated position offers panoramic views of the Omaha skyline.

Heartland of America Park features a spectacular fountain with light shows, a picturesque lake, and access to boat rides. It's a perfect spot for picnics, feeding ducks, or simply enjoying the outdoors.

Zorinsky Lake and Recreation Area caters to those seeking adventure with its extensive trails for hiking and biking, as well as facilities for fishing and boating. The park's natural habitat areas are ideal for wildlife observation and photography.

The OPPD Arboretum is a hidden treasure that provides an educational experience on energy-saving landscapes. It's a tranquil setting for learning about sustainable gardening practices while enjoying the beauty of native plants.

Omaha's parks are more than just green spaces; they are community centers, art galleries, history lessons, and nature reserves all rolled into one. Each park has its own character and offerings, ensuring that every visit is a new discovery.

For those planning a trip to Omaha or residents looking to explore their city further, a comprehensive list of parks with detailed information on amenities, events, and directions can be found on the City of Omaha Parks and Recreation website. Additionally, reviews and recommendations from locals and travelers alike are available on travel forums and websites, providing insights into personal experiences and tips for making the most of your park visits.

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Omaha homeowners are constantly seeking innovative ways to enhance their property's value and appeal. Among the myriad of home improvements available, one stands out for its dual role in bolstering security and increasing property value: the home security system.

A Multifaceted Investment

Installing a home security system is an investment that pays dividends in several ways. Firstly, it serves as a robust line of defense against potential intruders, offering peace of mind to homeowners and their families. The psychological comfort provided by knowing your home is secure cannot be overstated.

Safety: A Top Priority

The core benefit of a home security system lies in its ability to deter crime. Statistics show that homes without security systems are more likely to be targeted by burglars. In Omaha, where community and safety are held in high regard, a security system is not just a personal benefit but a contribution to the neighborhood's well-being.

Insurance Advantages

Homeowners' insurance companies recognize the value of security systems by offering discounts on premiums for homes equipped with them. This financial incentive can help offset the initial cost of installation and monitoring services, making it an economically sound choice.

Enhancing Marketability

When it comes time to sell, a home with a security system has a competitive edge in the real estate market. Prospective buyers often prioritize safety features, and a pre-installed system can be the deciding factor in their purchase decision.

Technological Edge

Modern security systems offer more than just alarms and cameras; they are often part of a larger smart home ecosystem. This integration allows for remote management of various home functions, such as lighting and temperature control, further enhancing the property's appeal to tech-savvy buyers.

Community Impact

On a broader scale, homes with security systems contribute to lower crime rates in their vicinity. This collective security can elevate the desirability of an entire area, benefiting all residents by making it a safer place to live.

Long-Term Benefits

Beyond the immediate advantages, a home security system is an investment in your property's future. As technology advances and smart homes become the norm, having an up-to-date system will ensure your home remains at the forefront of market trends.

In conclusion, for Omaha homeowners looking to add value to their property, a home security system is an excellent choice. It offers protection, financial benefits through insurance discounts, increased marketability for future sales, integration with smart home technology, and contributes positively to the community's safety profile. It's an investment that not only secures your home but also secures its place in the ever-evolving real estate landscape.

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Get ready for an eggstravaganza of Easter delights in the heart of Omaha!  Join in the hunt for colorful eggs scattered throughout the city's parks, where every discovery is a sweet victory! After all the excitement, treat yourself to a delicious Easter brunch at one of Omaha's finest eateries, where mouthwatering dishes await to tantalize your taste buds. And of course, don't miss the chance to meet the one and only Easter Bunny, who's hopping into town to spread joy and smiles! Whether young or young at heart, Easter in Omaha promises unforgettable moments and memories to cherish. 

Lauritzen Gardens' Easter Extravaganza

Hunt for 14 missing eggs by matching colors and patterns from March 29th – April 8th, 9:00am – 5:00pm. Regular garden admission applies.

Omaha Children's Museum EGG-stravagant Weekend

Enjoy a scavenger hunt, egg decorating, and pictures with the Easter Bunny from March 22nd-24th, 9:00am-4:00pm. Activities included with museum admission.

Hilton Omaha Easter Brunch

Savor a luxurious dining experience with an array of gourmet dishes. Contact the hotel for exact dining times and reservations.

Photos at Westroads Mall

Capture memories with the Easter Bunny daily through March 30th. Times vary; reservations recommended.

Village Pointe Shopping Center Event 

Meet the bunny and receive candy-filled eggs on March 24th, 1:00pm – 4:00pm.

Saint John Lutheran Church Family Easter Event

Join for an egg hunt, face painting, games, and pancakes on March 23rd, 9:00am-11:30am.

Gretna Easter Egg Hunt at North Park 

Thousands of eggs await in a hunt divided by age groups on March 23rd, 10:00am.

Remember to check with venues for any updates or changes to event details.

Have a Happy Easter!